Malaysia (To be continue):-

新年要到了

送大家我们『大马人』的贺年歌，namewee可是很出名喔，可惜生错在马来西亚，去警察局多過吃饭。去年他上youtube大罵TNB停电事件，被TNB闻讯后报警，结果namewee被5位警察请去喝咖啡。

话说我们的TNB,想起就火爆。我店外的电表在去年11月竟然不见了。除了报警之外，還拍了照片。

接下来当然跑去TNB总部申请续电供。那里的主管白了我一眼，叫我赔他们电表RM1500才能幫我接回电供。我傻了，电表不见了不是我的错，更何况我已报警。那主管问我是不是白粉仔偷掉我的电表？我跟他说3-phase电表誰敢偷，更何况以照片来看，這分明有人以工具很有条理的扯掉电表，不像一般迷糊的白粉仔亂剪电表，不怕被电死吗？那主管接下来问我你没请保安人员看你的店嘛？我很生气说：『我这不是工厂，哪来请保安人员？』那主管瞪著我说『在你申请电表時，我们有明文条件写下顾客不管在任何情况下遗失电表必须付全责！』我沒好气问他我能不能把电表搬进去店里。他说不能因为我们很难抄电表。那我在电表裝个箱子保护电表该行吧？他说也不能除非经过『特别』申请。（摆明在敷衍我）。我喊道『我要投诉！！』他说『行，你上11楼找XXX，谈妥了我才能幫你接上電供，嘿』....................老子心想，现在才两点，可能真的能谈妥我就不用给那1500塊了。结果上了11楼被踢回来，因为我必须找割電的部门才能解决，我赶紧跑下底楼，马来婆按著電腦和我说『我们这里没记录是我们的技术人员意外拿走你的电表，你先去隔壁和我的老板谈谈怎办。』隔壁的老板慢条斯文和我解释他不能做些什么，因为他只负责割電，除非你有『证明』是我们拿你的电表，那我就马上幫你裝回。我开始哭丧著脸和他说『這分明有漏洞，电表裝在店外，就算今天我赔钱，并不代表下一次电表不会被偷？』這位猥琐的主管很同情得看著我『那你再上去11楼，找裝电表部门看看她能不能额外開恩幫你？她就在XXX隔壁的房间』我拖着疲惫的身躯再上11楼，敲了半天门，沒人？（喝茶去？）唉～4点了，看来算了，再拖下去，明天根本接不到電供。只好再下去底楼找回第一位的主管，那主管以胜利者的姿势很潇洒的在我面前開了一张DN，然后好心幫我按号码叫我乖乖排队，给了钱再找回他。

如果你们碰到好像我这样，却被逼忍气吞声因为 TNB只此一家，别无分行下，是不是很无奈？

namewee我精神支持你，但我是个缩骨精，我只能以『琵琶半遮脸，话到唇边半句多』在部落客发牢骚已是我的极限，你好种的。:)

美国金融交易员的辉煌过去将成为历史

奥巴马左边那个老头就是前FED鼎鼎有名的 Paul Volcker，在1979年突然把美元货款的利息飙涨至20%，让那些发展中国家无力偿还美元债务。奥巴马实行他演讲所谓的『Volcker Rules』是不是逼不得已采取這激进的措施来挽救他最近低落的声望？无独有遇的是，当奥巴马宣布对华尔街肥猫开刀，DJone股市在20号由最高10725掉至10172(5.2%)，如果股市继续在下星期调整，会不会让美元资金转去买国债? 卖国债就是美国政府现在最逼切需要解决的问题。

以下是他的大约演讲：-

I welcome constructive input from folks in the financial sector. But what we've seen so far, in recent weeks, is an army of industry lobbyists from Wall Street descending on Capitol Hill to try and block basic and common-sense rules of the road that would protect our economy and the American people.

So if these folks want a fight, it's a fight I'm ready to have. And my resolve is only strengthened when I see a return to old practices at some of the very firms fighting reform; and when I see soaring profits and obscene bonuses at some of the very firms claiming that they can't lend more to small business, they can't keep credit card rates low, they can't pay a fee to refund taxpayers for the bailout without passing on the cost to shareholders or customers -- that's the claims they're making. It's exactly this kind of irresponsibility that makes clear reform is necessary.

First, we should no longer allow banks to stray too far from their central mission of serving their customers. In recent years, too many financial firms have put taxpayer money at risk by operating hedge funds and private equity funds and making riskier investments to reap a quick reward. And these firms have taken these risks while benefiting from special financial privileges that are reserved only for banks.

Our government provides deposit insurance and other safeguards and guarantees to firms that operate banks. We do so because a stable and reliable banking system promotes sustained growth, and because we learned how dangerous the failure of that system can be during the Great Depression.

But these privileges were not created to bestow banks operating hedge funds or private equity funds with an unfair advantage. When banks benefit from the safety net that taxpayers provide –- which includes lower-cost capital –- it is not appropriate for them to turn around and use that cheap money to trade for profit. And that is especially true when this kind of trading often puts banks in direct conflict with their customers' interests.

The fact is, these kinds of trading operations can create enormous and costly risks, endangering the entire bank if things go wrong. We simply cannot accept a system in which hedge funds or private equity firms inside banks can place huge, risky bets that are subsidized by taxpayers and that could pose a conflict of interest. And we cannot accept a system in which shareholders make money on these operations if the bank wins but taxpayers foot the bill if the bank loses.

While the financial system is far stronger today than it was a year one year ago, it is still operating under the exact same rules that led to its near collapse,” said President Barack Obama. “My resolve to reform the system is only strengthened when I see a return to old practices at some of the very firms fighting reform; and when I see record profits at some of the very firms claiming that they cannot lend more to small business, cannot keep credit card rates low, and cannot refund taxpayers for the bailout. It is exactly this kind of irresponsibility that makes clear reform is necessary

The proposal would:
1. Limit the Scope - The President and his economic team will work with Congress to ensure that no bank or financial institution that contains a bank will own, invest in or sponsor a hedge fund or a private equity fund, or proprietary trading operations unrelated to serving customers for its own profit.

2. Limit the Size - The President also announced a new proposal to limit the consolidation of our financial sector. The President’s proposal will place broader limits on the excessive growth of the market share of liabilities at the largest financial firms, to supplement existing caps on the market share of deposits.